Legal Document

pjoko's Terms and Conditions

Please read these terms and conditions carefully before using pjoko. This document forms a legally binding agreement between you and us.

Last Updated: January 2026 Version 1.3

Important Notice: By creating an account on pjoko.cam or using this platform, you are giving your full consent to accept all the terms and conditions described below. If you do not agree with these terms, please do not use this site.

1

Introduction and Acceptance

pjoko (hereinafter referred to as "we", "our", or "pjoko") is an online casino and betting platform operated for users in Bangladesh. These terms and conditions ("Terms") apply to the use of the pjoko.cam website and all related services.

These Terms form a legally binding agreement between you and pjoko. By accessing this site, browsing any page, creating an account, or using any service, you are considered to have accepted these Terms.

Alongside these Terms, our Privacy Policy and Responsible Gaming Policy are also considered an integral part of this agreement.

2

Eligibility and Age Requirement

To open an account and use pjoko's services, you must meet the following conditions:

  • You must be at least 21 years of age. This platform is only for those aged 21 and above.
  • You must be legally capable and eligible to enter into a contract.
  • Participation in online gaming and betting must be legally permitted under the laws applicable in your area.
  • You must provide accurate and complete personal information.
  • You will operate your own account — operating an account on behalf of another person is not permitted.
To parents and guardians: the use of parental control software is recommended to prevent children from accessing this site. Visit our Responsible Gaming page to learn more.
3

Account Registration and Security

When creating an account on pjoko, you must provide accurate and up-to-date information. Each person may operate only one account.

3.1 Account Information

  • Your name, date of birth, phone number, and email must be correct.
  • If any information changes, you must notify the support team immediately.
  • Creating an account with false information is strictly prohibited and may result in account closure.

3.2 Password and Security

  • You are solely responsible for keeping your password completely confidential.
  • Do not share your password with anyone. If you notice any suspicious login activity, contact our support immediately.
  • You are directly responsible for all activity on your account.

3.3 Identity Verification (KYC)

pjoko reserves the right to verify your identity at any time. A copy of your national ID or passport may be requested before processing a withdrawal. Withdrawals may be delayed if verification is not completed.

4

Deposit and Withdrawal Policy

pjoko provides secure transaction facilities through Bangladesh's popular payment methods.

Description Amount Time
Minimum Deposit ৳200 (per method) Instant
Minimum Withdrawal ৳500 Within 1 hour
Available Methods bKash, Nagad, Rocket, Upay, Bank Transfer

4.1 Deposit Terms

  • Deposits must be made from a payment account registered in your own name.
  • Deposits through third parties are not accepted and may result in account closure.
  • Always keep proof of your deposits.

4.2 Withdrawal Terms

  • Withdrawals will only be sent to the same payment method used for the deposit.
  • Withdrawals will not be processed if the wagering requirements of an active bonus have not been met.
  • pjoko aims to process withdrawals within 1 hour using best efforts. In some cases, delays may occur due to KYC verification.
  • For unusual or suspicious transactions, pjoko reserves the right to hold a withdrawal until an investigation is complete.
5

Bonuses and Promotions

pjoko offers its members various bonuses and promotional offers. Each bonus has its own terms and conditions that must be followed.

5.1 Welcome Bonus

  • New members will receive a 100% bonus on their first deposit, up to ৳20,000.
  • To withdraw this bonus, you must wager 10 times (10x) the bonus amount.
  • The welcome bonus can only be received once per account.
  • The minimum deposit to receive the bonus is ৳200.

5.2 VIP Cashback Program

pjoko operates a three-tier VIP program:

  • Bronze: Weekly cashback of up to 0.5%.
  • Silver: Weekly cashback of up to 1.0%.
  • Gold: Weekly cashback of up to 1.5%.

You can be promoted to a higher VIP tier through regular play. pjoko reserves the right to change VIP benefits.

5.3 General Bonus Terms

  • Abusing bonuses by using multiple accounts or devices is strictly prohibited.
  • Bonus funds cannot be withdrawn directly; wagering requirements must be met first.
  • pjoko reserves the right to modify, suspend, or cancel any bonus offer.
  • If bonus abuse is found, the account may be closed and funds forfeited.
6

Gameplay and Fair Play Policy

pjoko is committed to ensuring a fair and safe gaming environment. All games available on our platform are powered by neutral Random Number Generator (RNG) technology.

  • The outcome of every game is completely random and not predetermined.
  • pjoko provides its services using software from all game providers (such as Pragmatic Play, Evolution Gaming, JILI, Spribe, PG Soft).
  • If a technical error affects the outcome of any bet or game, pjoko reserves the right to void that round.
  • pjoko will not be liable for any loss caused by internet connection issues.
  • pjoko reserves the full right to investigate any account in cases of suspicious activity.
7

Prohibited Activities

Any of the activities described below are strictly prohibited on pjoko. Engaging in such activities will result in account closure and the associated balance may be forfeited:

  • Creating or operating multiple accounts.
  • Money laundering or transactions involving illegal funds.
  • Using hacking tools, cheating software, or bots.
  • Using third-party payment methods.
  • Abusing or manipulating the bonus system.
  • Harassing or threatening other users.
  • Operating an account using a false identity.
  • Conducting activity on behalf of or for the benefit of anyone under 21 years of age.
8

Privacy and Data Protection

pjoko gives the highest priority to the security of your personal information. Our site uses SSL encryption technology to keep your personal and financial information secure.

  • Your information is not sold to third parties.
  • Information may be shared with authorities for legal requirements or security purposes.
  • To read our full privacy policy, visit the Privacy Policy page.
9

Intellectual Property

All content published on the pjoko.cam website — including logos, designs, text, graphics, software interfaces, and other elements — is the intellectual property of pjoko. None of these elements may be copied, distributed, or used commercially without prior written permission.

  • Limited permission is granted for personal, non-commercial use.
  • Imitating or copying pjoko's brand elements is a violation of copyright law.
  • Game providers (Pragmatic Play, Evolution Gaming, JILI, etc.) retain their own intellectual property rights.
10

Limitation of Liability

To the maximum extent permitted by applicable law, pjoko will not be liable for the following:

  • Losses caused by technical errors, server downtime, or internet connection issues.
  • Delays or errors related to third-party services (payment gateways, game providers).
  • Losses resulting from the user's own negligence or unauthorized use of an account.
  • Incidental, special, or indirect damages.
Online gaming carries financial risk. Do not wager more than you can afford to lose. Visit the Responsible Gaming page for more information.
11

Account Suspension and Closure

pjoko reserves the right to suspend or permanently close any account without prior notice in the following circumstances:

  • In the event of a violation of any clause of these terms and conditions.
  • If fraud or suspicious activity is detected.
  • If you fail to cooperate with KYC verification.
  • In the case of an account that has been inactive for a long period.
  • Due to legal obligations.

Users may also contact support at any time to request account closure. If there is a valid balance, the opportunity to withdraw will be provided before the account is closed, unless an investigation is ongoing.

12

Policy on Changes to Terms and Conditions

pjoko reserves the right to change, add to, or cancel these terms and conditions at any time.

  • Users will be notified by email in the case of significant changes.
  • If you continue to use this site after any changes, you will be considered to have accepted the new terms and conditions.
  • The date shown at the top of this page indicates the date of the most recent revision.
  • It is recommended that you review this page regularly.
13

Contact and Dispute Resolution

For any questions or issues regarding these terms and conditions, please contact us:

Any dispute will first be attempted to be resolved through direct discussion. pjoko's decision will be considered final and binding, however the principle of fair and impartial judgment will be followed in all cases.

To learn more, visit our FAQ page or get further information from the About Us page.

This service is for those aged 21 and above only. Play responsibly. If you need help, visit the Responsible Gaming page.